Dental Insurance

Dental Benefits Offered by FCPS

FCPS offers you a choice of two dental plans: Aetna Dental Preferred Provider Organization (DPPO) or Aetna Dental Network Only (DNO). You can enroll in a dental plan through FCPS without enrolling in a medical plan through FCPS. 


Aetna Dental Preferred Provider Organization (DPPO)

  • Large nationwide network of dental providers. 
  • In and out of network benefits available (lower benefits apply if services are received from out of network providers).
  • Preventive care covered at 100% if received from an in-network provider.
  • Orthodontia treatment available for children under age 20.
  • Higher premiums than the DNO plan.

Plan Documents:
Available on the Aetna website.


Aetna Dental Network Only (DNO)

  • Smaller network of providers.
  • All services must be received from in-network providers; out-of-network benefits are not available.
  • Diagnostic, preventive, and basic restorative care covered at 100% when received from participating providers.
  • Established fee schedule for each covered procedure allows you to estimate your out of pocket cost before care is received. 
  • No maximum annual benefit.
  • Orthodontic procedures are covered for adults and children when received from a participating provider.
  • Lower premiums than the DPPO plan.

Plan Documents:
Available on the Aetna website.


For additional information, including premium charts, please visit the Benefits Publications and Resources website.