What to do if You Become Ill or Injured at Work
If an employee is injured on the job or has sustained an occupational illness, the employee may be eligible to receive workers' compensation benefits. Benefits available through workers' compensation include payment for medical expenses and salary replacement if the employee is disabled for more than 7 calendar days as a result of the compensable occupational illness and/or injury.
All new employees are automatically enrolled in the workers' compensation program on the first day of work.
No cost is associated for employees to participate in the workers' compensation program.
If a workplace injury/illness occurs:
- And is life-threatening or limb-threatening injury, seek immediate medical attention!
- Immediately (or as soon as possible) notify your supervisor.
- For non-life/limb-threatening medical services, refer to the Workers' Compensation Provider Panel list to choose a provider and make an appointment with the panel provider.
- Call Liberty Mutual immediately (or as soon as possible) at 1-800-524-0740 to report the injury and/or illness. Liberty Mutual is available to take the call and provide assistance 24 hours per day, 7 days per week. If there is an emergency and you are unable to call, someone else may call for you. Be sure to provide Liberty Mutual the physician's name.
- Medical expenses and prescription costs related to your approved workers’ compensation claim will be paid by Liberty Mutual. You are not responsible for paying co-payments, consultation fees, or fees for visits to an approved workers’ compensation provider panel physician or facility. If the physician or facility requires you to pay for the office visit, you should refer them to Liberty Mutual.
- If your medical condition requires specialty care, your workers’ compensation provider panel physician will make the referral. Please ensure that Liberty Mutual is aware of this specialty physician.
- If you choose to use a physician who is not approved by Liberty Mutual, you will be responsible for payment of the services rendered upon the direction of the physician.
The Program Administrator
For More Information
Review the IDM Handbook on the Benefits Publications & Resources website.
Refer to Regulation 4720.