Short-Term Disability

If you sustain a personal illness/injury, have been diagnosed with a serious health condition, or will serve as an organ donor, the STD benefit provides income replacement after satisfying a 10 continuous workday elimination period. The STD program provides income replacement benefits from the 11^th day of illness/injury to a maximum of 5 months. 

Eligibility

Employees are enrolled in the STD program on the first of the month after completing 12 calendar months of service from date of employment or re-employment. 

Premium Cost

FCPS pays 100% of the cost for the STD program. Income replacement during the elimination period is covered through an individual’s leave balances.

When to File a Disability Claim: 

• On the fifth consecutive day of an absence
• If you have been absent for 5 days in a 30-calendar day period for the same condition (non-consecutive)
• If you are diagnosed with a serious personal illness or if you are pregnant

How to File a Disability Claim:

Call Sedgwick at 1-855-937-1387 to report the injury and/or illness or file your claim online at www.mySedgwick.com/FCPS. You must establish an account first on this site prior to submitting a claim.

After submitting your claim, Sedgwick will mail you a medical release form. Complete, sign, and return this form immediately.

If your disability is medically certified, the benefit will begin after the 10-workday elimination period. The elimination period may include non-consecutive workdays for the same illness, if verified by a physician.

Short-Term Disability Benefit Options

During the first 10 workdays of your disability, you must use your accrued sick and/or annual leave balances to receive income replacement during your elimination period. Beginning on the 11^th day of approved STD, you will receive 90% of your current salary through the end of your STD claim. 

The maximum benefit period for STD benefits is 5 months. For 10-month and 11-month employees, benefits are not paid for non-contracted days (such as spring, winter, and summer breaks)

While receiving STD benefits, both the employee and FCPS continue to make contributions toward the employee’s benefits. However, employees do not accrue sick or annual leave. 

Program Administrator Contact Information

Sedgwick
Short-Term Disability Claims
P.O. Box 14192
Lexington, KY 40512
Phone: 1-855-937-1387 (to report a claim)
Fax: 859-264-4384
www.mySedgwick.com/FCPS

Questions

For questions or assistance with your short-term disability claim, please contact Sedgwick using the contact information above. You may also contact the Disability and Leaves team in the Office of Benefit Services via FCPS StaffConnect (Choose “Leaves and disability benefits question” from the dropdown list) or by calling 571-423-3200, option 2.

For More Information

Refer to Regulation 4760.