Cigna Open Access Plus Health Plan

• The FCPS Cigna Open Access Plus (OAP) health plan provides a national network of providers, hospitals, and ancillary health care providers so that you can get care right where you live. The Cigna Plan website – https://cigna.com/fcps – provides employees with an overview of the medical and vision plans. In addition, you'll find information about programs and resources that can help you lead a healthier life and become a more informed health care consumer. You can learn how the plans work, try out the helpful tools, and get up-to-date, personal plan information and more. Watch our overview video to learn more about our plan.

Kaiser Permanente HMO Health Plan

• The Kaiser Permanente Signature HMO plan is a health maintenance organization (HMO) that provides care at Kaiser Permanente facilities located throughout Northern Virginia, Maryland, and the District of Columbia. Kaiser members can connect to doctors, lab, X-ray, and pharmacy under one roof — in person or online. Care received outside of the area is not covered, except for emergency and urgently needed care.  Also included in the plan are vision benefits and prescription coverage, both provided by Kaiser Permanente. To learn more, go to my.kp.org/fcps, or watch our Overview video for Great Beginnings.

ComPsych Guidance Resources

• ComPsych Guidance Resources is a free and confidential work-life benefit available to benefits-eligible employees and their household members 24/7. Work-life balance support services include referrals for free and confidential counseling (6 sessions – per person, per issue, per year); unlimited telephonic financial and legal consultations; and, work-life support to help research and provide resources. To access Guidance Resources, call toll-free 855-355-9097 or log on to your Guidance Resources Online account on our website (a new user account can be created by registering with the organization web ID “FCPS”).

Aetna Dental

• Aetna Dental offers a choice of two dental plans - the Dental Preferred Provider Organization (DPPO) and the Dental Network Only (DNO). Both plans cover preventive and diagnostic, basic restorative, and major restorative services. There are differences in the plans (for example, the DNO plan requires you to select a primary dentist when enrolling and the DPPO does not). Visit www.ih-aetna.com/fcps to review details about each plan. Watch our dental plan overview video below.

CVS Caremark Prescription Plan

• CVS Caremark provides prescription benefits to FCPS members enrolled in the Cigna OAP Health plan. The plan provides convenient access to retail and mail service delivery options to help ensure you receive the prescriptions you need. To learn more, go to info.caremark.com/fcps.

Optum Bank - Flexible Spending Accounts (FSA)

Save money for health care and dependent care expenses while reducing taxable income.

• Health care expenses: Use your health care FSA to pay for qualified medical expenses as well as some over the counter medical supplies.
• Dependent care expenses: If you have children under age 13 or adult dependents who aren’t capable of caring for themselves, you can use your dependent care FSA to pay for eligible daycare expenses.
• FSAs do have a “use it or lose it” rule, so be sure to estimate contributions carefully.