Medical Plan Subsidies

The Medical Plan Subsidies Provided by ERFC, VRS, and FCERS

If you are eligible and elect to continue FCPS medical coverage into retirement, FCPS pays a subsidy toward the cost of your medical coverage if you are age 55 or older (or if approved for disability retirement). This subsidy reduces the premium amount you pay for your FCPS medical coverage.

Educational Employees’ Supplementary Retirement System

If you are a member of ERFC, FCPS provides a $100 per month subsidy toward your medical premium. The subsidy does not apply to dental benefits. If you are under the age of 55 and receive disability retirement benefits, you also may receive the subsidy. FCPS applies the subsidy on the first day of the month following the month in which you turn age 55. The FCPS medical subsidy ends upon your death and does not transfer to surviving dependents who remain covered by an FCPS medical plan

For additional information about ERFC, refer to the ERFC website.

Virginia Retirement System

VRS provides a monthly health credit to retirees with at least 15 years of service. You do not have to be enrolled in an FCPS health plan to receive this reimbursement. The Virginia General Assembly sets the amount for each year of service you have with VRS. The credit is currently $4 per year of service (see chart below). The VRS credit ends upon your death and does not transfer to any surviving dependents.

To receive the credit, you must complete a Request for Health Insurance Credit form (VRS-45) and submit it to VRS in order to verify that you are purchasing medical insurance (including Medicare Part B premiums). The health insurance credit amount is reflected in your monthly VRS benefit and is not subject to federal or state taxes. 

VRS monthly health credit chart

 

For additional information about the VRS monthly health credit, refer to the VRS website.

Fairfax County Employees’ Retirement System

FCPS provides a subsidy to FCERS members based on years of service. FCPS applies the subsidy for FCERS retirees on the first of the month in which you turn age 55. The FCPS subsidy ends upon your death, at which time your surviving dependents no longer receive your medical subsidy.

If you retired from FCERS before July 1, 2004, and you participated in an FCPS medical plan before that date, you receive at least $100 per month in subsidy. Your subsidy may be above $100 if you have more years of service as shown below:

FCERS subsidy chart before 2004

 

If you retired from FCERS on or after July 1, 2004, or if you enrolled in an FCPS medical plan on or after July 1, 2004, FCPS provides a subsidy based on your years of service according to the following schedule:

FCERS subsidy chart after 2004

For additional information about the FCERS, refer to the FCERS website.

HR Connection

Question for Human Resources? Submit it through the HR Connection portal or call 571-423-3000 or 1-800-831-4331.