Dental Insurance for Retirees

Dental Benefits Offered by FCPS

FCPS offers you a choice of two dental plans: Aetna Dental Preferred Provider Organization (DPPO) or Aetna Dental Network Only (DNO). You can enroll in a dental plans through FCPS without enrolling in a medical plan through FCPS. 


Aetna Dental Preferred Provider Organization (DPPO)

  • Large nationwide network of dental providers. 
  • In and out of network benefits available (lower benefits apply if services are received from out of network providers).
  • Preventive care covered at 100% if received from an in-network provider.
  • Orthodontia treatment available for children under age 19.
  • Higher premiums than the DNO plan.

Plan Documents:
2019 Aetna Dental PPO Benefit Summary
2018 Aetna Dental PPO Benefit Summary


Aetna Dental Network Only (DNO)

  • Smaller network of providers.
  • All services must be received from in-network providers; out-of-network benefits are not available.
  • Diagnostic, preventive, and basic restorative care covered at 100% when received from participating providers.
  • Established fee schedule for each covered procedure allows you to estimate your out of pocket cost before care is received. 
  • No maximum annual benefit.
  • Orthodontic procedures are covered for adults and children when received from a participating provider.
  • Lower premiums than the DPPO plan.

Plan Documents:
2019 Aetna DNO Benefit Summary
2018 Aetna DNO Benefit Summary


For additional information, including premium charts, please visit the Benefits Publications and Resources website.

HR Connection

Question for Human Resources? Submit it through the HR Connection portal or call 571-423-3000 or 1-800-831-4331.