ERFC 2001 Tier 2 Plan

Hire Date 07/01/2017 to present

Take a look at the 2001 Tier 2 Plan most frequently asked questions. If you don't see what you are looking for, contact ERFC via email or phone.
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ERFC Direct allows you to review your account, request estimates, update your beneficiaries, notify life changes and more.

Good News! If you are a full-time educational, administrative or support employee, ERFC is your supplemental defined benefit retirement plan. Your ERFC retirement benefit supplements the primary benefits you will earn from the Virginia Retirement System (VRS) and Social Security.















Your Total Pension

The amount of your benefit, generally, is calculated

Your Salary
of your highest salary



Years of Service
Years of Service




For more information please refer to the ERFC 2001 Plan Handbook

Kara Saylor

Kayla Saylor
Facilities and Transportation Office (Gatehouse)

I attended an ERFC breakout session during a support employee conference and my coworkers kept asking, “Why are you in this session when you are nowhere near retirement?” I told them I wanted to be ahead of the game and learn as much as I can as a younger employee so that I’m ready when my retirement comes around. I signed up that day to become an ERFC Ambassador and it has given me the opportunity to learn more about having a pension plan so that I now enjoy helping my coworkers understand the value of their ERFC benefits.

When can I retire?

Tier-2 Retirement Age Graphic

You can retire at any age if you meet the "Rule of 90". This means that the sum of your age and years worked equals 90 or more. You also can retire at Social Security age with 5 or more years worked.
Check the Social Security Benefits by year of birth.

Plan for retirement

1 year before

Gather documents for you and your survivor.

  • Social Security Cards
  • Passports or Birth Certificates
  • Marriage Certificate

Download and print ERFC's Retirement Checklist to guide you through the process.



6 months before 

Submit your notification of Resignation or Retirement HR-2 Form.

ERFC Ambassadors

Reach out to the ERFC member volunteers who act as ERFC plan resources for co-workers. Find your local Ambassador or volunteer to become one.

ERFC 2001 Plan Tier 2 Forms and Documents

ERFC 2001 Tier 2 Plan Forms

·         Authorization to Discuss Member Information ERFC31

·         Beneficiary Designation ERFC1

·         Beneficiary Designation - Continuation ERFC1B

·         Benefit Payment Options - 2001 Plan ERFC25B

·         Durable Power of Attorney ERFC38

·         Name / Address Change Form for Inactive Members ERFC29A

·         Notification of Resignation or Retirement HR-2

ERFC 2001 Tier 2 Documents

·         ERFC 2001 Plan Document 

·         ERFC 2001 Plan Handbook

·         ERFC 2001 Tier-2 Plan Brochure

Other Resources

ERFC Retirement Information Videos

Getting Divorced? Check the Domestic Relations Order (DRO) Information

Learn more about the VRS Hybrid Plan

- or -

  • if you were a member in VRS Plan 1 or VRS Plan 2 who elected to opt into the plan during the special election window in 2014

This means that your VRS Plan consists of a Defined Benefit component (formula calculated) and a Defined Contribution component: the Hybrid 457 Deferred Compensation Plan.

To maximize your Defined Contribution retirement plan, it is advised to take advantage of the full employer matching contributions offered through your plan. Did you know that members in the hybrid plan may contribute up to 4% to the defined contribution component of the plan (in 0.5% increments) and receive up to 2.5% in employer matching contributions? Updates can be done quarterly.

Act now to take full advantage of the employer match!


Start Saving Now!

Online - Log in to Account Access, click "Select an Option" next to the Hybrid 457 Deferred Comp Plan, and choose "Change Contributions." Select the percentage of each paycheck you’d like to set aside in voluntary contributions. You can begin saving up to 4% right away!

Phone - Call Participant Services at 877-327-5261; select option 1.