ERFC Deferred Vested

Former employees who worked 5 or more years at FCPS

ERFC-Direct ERFC 2001 Tier 2 Plan ERFC 2001 Tier 1 Plan ERFC Legacy Plan ERFC Financials

If you were an FCPS full-time educational, administrative, or support employee with 5 or more years of Credited Service who previously terminated employment with FCPS prior to your Service Retirement Date, you are an ERFC Deferred Vested Member. ERFC is your supplemental defined benefit retirement plan and you are eligible to receive a deferred vested pension commencing at: 

  • Legacy:
    • Reduced at Age 55
    • Unreduced at Age 65
  • 2001 Tier 1: Age 60
  • 2001 Tier 2: Rule of 90 (Years of Service + Age = 90)

Your ERFC retirement benefit supplements the primary benefits you will earn from the Virginia Retirement System (VRS) and Social Security.

Members and beneficiaries must apply in writing to ERFC in order to receive benefits to which they are entitled. Members must submit a retirement application, tax withholding (ERFC 9), direct deposit (ERFC 3), and required personal identifying documentation (birth certificate, Social Security card, passport, or driver’s license) to receive their benefits. The retirement application (ERFC 22A for Legacy members and ERFC 22B for 2001 members) and the additional documents can be found by logging in to your ERFCDirect (ERFC.Direct) account. If a member or beneficiary does not apply for benefits on the date at which he or she becomes eligible, benefits will not commence until the ERFC office receives the required documentation and can be retroactively paid provided it does not exceed 90 days from the date of application.

$

 

+

 

$

 

=

 

$

 

ERFC

 

VRS & SSA

 

Your Total Pension

The amount of your benefit is calculated:

Your Salary
3 or 5 YEAR AVG
of your highest salary

 

X

Years of Service
Years of Service

 

X

Multiplier
Multiplier

ERFCDirect Logo

To check the status of your account, log in to ERFCDirect.
Logging in to ERFCDirect will also allow you to see what Plan you fall under and give you the option to update any outdated information since leaving FCPS.

Are you over age 72 and did you receive information from ERFC about starting your benefits?

Under the terms of the ERFC Plan and the Internal Revenue Code, a Plan member must begin receiving payments from ERFC no later than the member’s “required beginning date,” which is April 1 of the calendar year following the later of: (a) the calendar year in which the member attained age 72, or (b) the calendar year in which the member retires. If you recently received information from ERFC about the commencement of your ERFC benefits and have questions, please call 703-426-3900 or email us at [email protected]

Deferred Vested Members Forms and Documents

ERFC Deferred Vested Member Forms

  • Beneficiary Designation ERFC1
  • Beneficiary Designation - Continuation ERFC1B
  • Credit Union Deduction ERFC 4
  • Federal and State Income Tax Withholding ERFC 9
  • Name / Address Change Form for Inactive Members ERFC 29A
  • Name / Address Change Form for Retirees & Beneficiaries ERFC 29B
  • Authorization to Discuss Member Information ERFC31

 

Other Resources

Retirement Information Videos

Getting Divorced? Check the Domestic Relations Orders Information