Medical Insurance

Medical Benefits offered by FCPS

Cigna Open Access Plus

Vision benefits are included with your medical coverage through Cigna Vision. For more details about this plan, please view the Cigna Open Access Plus website.

Prescription Benefits
Prescription benefits are also included with your medical coverage through CVS Caremark. For more details about the pharmacy benefit, please visit the CVS Caremark website.

Plan Documents:
2024 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC) (coming soon)
2023 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC)

 

Kaiser Permanente

The Kaiser Permanente Signature plan is a health maintenance organization (HMO) that provides care at Kaiser Permanente facilities located throughout Northern Virginia, Maryland, and the District of Columbia. Care received outside of the area is not covered, except for emergency and urgently needed care. Vision benefits are included in the plan and can be utilized at Kaiser Permanente Optical Centers. Prescription coverage is also included, and coverage is provided by Kaiser Permanente.

For more details about this plan, please view the Kaiser Permanente website.

Plan Documents:
2024 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)
2023 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)

For additional information, including premium charts, please visit the Benefits Publications and Resources website.

My digital Kaiser Member ID Card has a Cigna logo on the front of the card. What does this mean?

Kaiser has an agreement with Cigna for care options while traveling. This agreement allows members to visit any Cigna PPO Network provider for urgent/emergency care services while on travel and outside of a state with Kaiser Permanente facilities.

If you receive in-person urgent/emergency care while on travel outside of the Kaiser area but within a state with Kaiser Permanente facilities, you will be asked to pay the full cost of your care upfront and will need to file a claim with Kaiser for reimbursement. [States with Kaiser facilities: CA, CO, GA, HI, MD, OR, VA, WA, and DC].

For questions about urgent / emergency care options while on travel, please visit kp.org/travel or call the Away from Home Travel Line at 951-268-3900.

As a reminder, Kaiser members should continue to receive care at Kaiser Permanente facilities while in the Kaiser Permanente service area.

Aetna/Innovation Health 

While this plan ended on December 31, 2022, you can still review the 2022 Aetna/Innovation Medical Summary of Benefits and Coverage (SBC). For more information about Aetna/Innovation Health and Aetna Vision, please view the Aetna/Innovation Health website.

 

CareFirst BlueChoice Advantage

While this plan ended on December 31, 2022, you can still review the 2022 Summary of Benefits, 2022 Plan Booklet, and 2022 CareFirst BlueChoice Advantage Medical Summary of Benefits and Coverage (SBC).