Eligibility Requirements and Accessing Your Disability Benefits
If an employee sustains a personal illness, injury, has been diagnosed with a serious health condition, or is going to serve as an organ donor, FCPS will provide salary replacement through the short-term disability (STD) program, if the employee has been disabled for more than 20 continuous workdays (for organ donors the 20 workday elimination period is waived). After that time, the employee will automatically be transferred to the STD program if he or she has been working with Lincoln Financial (the program administrator) and the absence is medically necessary. After an elimination period of 20 consecutive workdays, this plan replaces your income for up to five months if you are disabled, and your claim is approved.
All employees hired before July 1, 2010, are automatically enrolled on the first day of the month after their hire date. All employees hired on or after July 1, 2010, are enrolled on the first of the month after 12 calendar months of service from date of employment or re-employment.
No cost is associated for employees to participate in the short-term disability program.
To access your disability benefits, you should immediately notify your supervisor and call Lincoln Financial at 1-800-524-0740:
On the fifth consecutive day of an absence
If you have been absent for 5 days in a 30 calendar day period for the same condition (non-consecutive)
If you are diagnosed with a serious personal illness
How to File a Disability Claim:
Call Lincoln Financial at 1-800-524-0740 to report the injury and/or illness. Lincoln Financial is available to take the call and provide assistance 24 hours per day, 7 days per week.
Lincoln Financial will mail you a medical release form. Complete, sign, and return this form immediately.
If you contact Lincoln Financial and the disability is medically certified, the benefit will begin after the 20 workday elimination period of 20 consecutive workdays. The elimination period may include non-consecutive workdays for the same illness, if verified by a physician.
Short-Term Disability Benefits
As a result of your STD benefits claim approval, you have two options to choose from to receive your STD benefit pay, after the 20 workday elimination period. Beginning on Day 21, you may elect to receive:
- 90% of your current salary without use of any of your accrued sick and/or annual accrued leave. This option maintains your accrued leave balances after use of your leave for the 20 work day elimination period.
- 100% of your current salary with use of any/all available accrued sick and/or annual leave. After exhausting the sick and/or annual leave balances to receive 100%, your STD pay will then convert to 90% of pay until all rights to STD pay have been exhausted.
While employees are receiving STD benefits, employees and FCPS will continue to make payments for voluntary benefits and for the retirement plan. As long as medically certified, these benefits are paid for a maximum of five months. Employees also continue to receive retirement credit. However, employees do not accrue additional sick, personal, or annual leave while they are approved for STD benefits.
Non-worked summer months do not count for eligibility nor are benefits paid during non-working periods, ex. spring, winter, and holiday breaks, etc.
The Program Administrator
For More Information
Review the IDM Handbook on the Benefits Publications & Resources website.
Refer to Regulation 4760.