Medical Insurance for Retirees

Medical Benefits offered by FCPS

Plans for Medicare-eligible Retirees:

Aetna Group Medicare Advantage

This plan is available to Medicare-eligible retirees.

For more details about this plan, please view the Aetna Medicare Advantage website.

Prescription Benefits
Prescription benefits are also included with your medical coverage through SilverScript, a subsidiary of CVS Caremark. For more details about the pharmacy benefit, please view the SilverScript section of the CVS Caremark website.

Plan Documents and Resources:
2024 Aetna Medicare Advantage Summary of Benefits
2023 Aetna Medicare Advantage Summary of Benefits

Kaiser Permanente Group Medicare Advantage HMO

This plan is available to Medicare-eligible retirees who reside within the Kaiser Permanente Medicare Advantage service area.

For more details about this plan, please view the Kaiser Permanente website.

Plan Documents:
2024 Kaiser Permanente Medicare Advantage Summary of Benefits
2023 Kaiser Permanente Medicare Advantage Summary of Benefits

Plans for Non-Medicare-eligible Retirees:

Cigna Open Access Plus (OAP)

This plan is available to non-Medicare-eligible retirees.

Vision benefits are included with your medical coverage through Cigna Vision. For more details about this plan, please view the Cigna Open Access Plus website.

Prescription Benefits
Prescription benefits are also included with your medical coverage through CVS Caremark. For more details about the pharmacy benefit, please visit the CVS Caremark website.

Plan Documents:
2024 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC) (coming soon)
2023 Cigna Open Access Plus Medical Summary of Benefits and Coverage (SBC)

 

Kaiser Permanente HMO Signature

This plan is available to non-Medicare-eligible retirees who reside within the Kaiser Permanente HMO service area.

The Kaiser Permanente HMO Signature plan is a health maintenance organization (HMO) that provides care at Kaiser Permanente facilities located throughout Northern Virginia, Maryland, and the District of Columbia. Care received outside of the area is not covered, except for emergency and urgently needed care. Vision benefits are included in the plan and can be utilized at Kaiser Permanente Optical Centers. Prescription coverage is also included and is provided by Kaiser Permanente.

For more details about this plan, please view the Kaiser Permanente website.

Plan Documents:
2024 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)
2023 Kaiser Permanente Medical Summary of Benefits and Coverage (SBC)

My digital Kaiser Member ID Card has a Cigna logo on the front of the card. What does this mean?

Kaiser has an agreement with Cigna for care options while traveling. This agreement allows members to visit any Cigna PPO Network provider for urgent/emergency care services while on travel and outside of a state with Kaiser Permanente facilities. For more information, visit the Care While Traveling webpage.

Aetna/Innovation Health 

While this plan ended on December 31, 2022, you can still review the 2022 Aetna/Innovation Medical Summary of Benefits and Coverage (SBC). For more information about Aetna/Innovation Health and Aetna Vision, please view the Aetna/Innovation Health website.

 

CareFirst BlueChoice Advantage

While this plan ended on December 31, 2022, you can still review the 2022 Summary of Benefits, 2022 Plan Booklet, and 2022 CareFirst BlueChoice Advantage Medical Summary of Benefits and Coverage (SBC).

If you were a CareFirst participant prior to 2023, you are still able to access your member account portal where you can view your account summary, past claims, and Explanation of Benefits (EOB). Start by going to the CareFirst website and clicking "Login" in the top-right corner. You will use your CareFirst account username and password. If you need to create an account or you have forgotten your username and/or password, please follow the prompts to access your account.

 

For additional information, including premium charts, please visit the Retiree Benefits Publications and Resources website.