ERFC Legacy Plan

Hire Date Before 07/01/2001

Take a look at the Legacy Plan most frequently asked questions. If you don't see what you're looking for, contact ERFC via email or phone.
ERFC-Direct ERFC 2001 Tier 2 Plan ERFC 2001 Tier 1 Plan ERFC Legacy Plan ERFC Financials

Good News! If you're a full-time educational, administrative, or support employee, ERFC is your supplemental defined benefit retirement plan. Your ERFC retirement benefit supplements the primary benefits you'll earn from the Virginia Retirement System (VRS) and Social Security.

$

 

+

 

$

 

=

 

$

 

ERFC

 

VRS & SSA

 

Your Total Pension

The amount of your benefit is calculated:

Your Salary
3 YEAR AVG
of your highest salary

 

X

Years of Service
Years of Service
Earned
Military
Sick Leave

 

X

Multiplier
Multiplier

For more information please refer to the ERFC Legacy Plan Handbook.

Meaghn Mulcahy

Meaghn Mulcahy
Physical Education Teacher

“I took over as the ERFC ambassador at Bush Hill Elementary when the former ambassador switched schools. I didn’t know a lot about the position but thought it would be an excellent opportunity to assist colleagues in their retirement process. Last spring, I worked with my first retiring colleague—a staff member who had been at Bush Hill for over 30 years! It was truly an honor to help someone who had given so much to Bush Hill and FCPS. Be sure to check out your ERFC online account to access all your benefit information and resources.”

When can I retire?

Legacy Unreduced Retirement Age Graphic

UNREDUCED BENEFIT: You can retire at age 55 with 25 or more years of service or at 65 with at least 5 years of service.

Legacy Reduced Retirement Age Graphic

REDUCED BENEFIT: You can retire at age 45 with 25 or more years of service or at 55 with at least 5 years of service.
 

Plan for your retirement

1 year before

Gather documents for you and your survivor.

  • Social Security Cards
  • Passports or Birth Certificates
  • Marriage Certificate

Download and print ERFC's Retirement Checklist to guide you through the process.

 

 

6 months before 

Submit FCPS Notification of Resignation or Retirement HR-2 Form.

ERFC Ambassadors

Reach out to the ERFC member volunteers who act as ERFC plan resources for coworkers. Find your local Ambassador or volunteer to become one.

ERFC Legacy Plan Forms and Documents

ERFC Legacy Plan Forms

·         Authorization to Discuss Member Information ERFC31

·         Authorization to Transfer Tax-Sheltered Funds ERFC18

·        Beneficiary Designation ERFC1

·         Beneficiary Designation - Continuation ERFC1B

·         Benefit Payment Options - Legacy Plan ERFC25A

·         Durable Power of Attorney ERFC38

·         Employment Verification ERFC8

·         Military Service Credit Application ERFC6

·         Name / Address Change Form for Inactive Members ERFC29A

·         Notification of Resignation or Retirement HR-2

·         Request for Cost Estimate to Purchase Service Credit ERFC5

 

ERFC Legacy Plan Documents

·         ERFC LEGACY Plan Document

·         ERFC Legacy Plan Handbook

·         ERFC Legacy Plan Brochure

 

Other Resources

Retirement Information Videos

Getting Divorced? Check the Domestic Relations Orders Information

RETIRE2 Your Happy Place

Discover how FCPS/ERFC retirees are enjoying retirement with two pensions!