ERFC Legacy Plan
Hire Date Before 07/01/2001
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Good News! If you're a full-time educational, administrative, or support employee, ERFC is your supplemental defined benefit retirement plan. Your ERFC retirement benefit supplements the primary benefits you'll earn from the Virginia Retirement System (VRS) and Social Security.
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ERFC |
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VRS & SSA |
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Your Total Pension |
The amount of your benefit is calculated:
of your highest salary
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Earned Military Sick Leave
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For more information please refer to the ERFC Legacy Plan Handbook.
Meaghn Mulcahy |
“I took over as the ERFC ambassador at Bush Hill Elementary when the former ambassador switched schools. I didn’t know a lot about the position but thought it would be an excellent opportunity to assist colleagues in their retirement process. Last spring, I worked with my first retiring colleague—a staff member who had been at Bush Hill for over 30 years! It was truly an honor to help someone who had given so much to Bush Hill and FCPS. Be sure to check out your ERFC online account to access all your benefit information and resources.” |
When can I retire?
UNREDUCED BENEFIT: You can retire at age 55 with 25 or more years of service or at 65 with at least 5 years of service.
REDUCED BENEFIT: You can retire at age 45 with 25 or more years of service or at 55 with at least 5 years of service.
Plan for your retirement
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1 year before
Download and print ERFC's Retirement Checklist to guide you through the process. |
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6 months before Submit FCPS Notification of Resignation or Retirement HR-2 Form. |
ERFC Ambassadors
Reach out to the ERFC member volunteers who act as ERFC plan resources for coworkers. Find your local Ambassador or volunteer to become one.ERFC Legacy Plan Forms and Documents
ERFC Legacy Plan Forms
· Authorization to Discuss Member Information ERFC31
· Authorization to Transfer Tax-Sheltered Funds ERFC18
· Beneficiary Designation ERFC1
· Beneficiary Designation - Continuation ERFC1B
· Benefit Payment Options - Legacy Plan ERFC25A
· Durable Power of Attorney ERFC38
· Employment Verification ERFC8
· Military Service Credit Application ERFC6
· Name / Address Change Form for Inactive Members ERFC29A
· Notification of Resignation or Retirement HR-2
· Request for Cost Estimate to Purchase Service Credit ERFC5
ERFC Legacy Plan Documents
Other Resources
- HRConnection (for questions about health insurance and benefits)
- VRS website
- Social Security Administration website
Retirement Information Videos
Getting Divorced? Check the Domestic Relations Orders Information
- ERFC – Domestic Relations Orders Guidelines and Model
A Domestic Relations Order (DRO) is a court-ordered equitable distribution of marital property that provides for a portion of a member’s retirement benefits to be paid to a former spouse. The ERFC’s Guidelines for the Development of Domestic Relations Order provide information on preparing a DRO and include a model DRO. View ERFC’s DRO Guidelines and model DRO here, or request a copy by contacting [email protected].
- ERFC Domestic Relations Orders (DRO) Regulations