ERFC Legacy Plan

Hire Date before 07/01/2001

ERFC-Direct ERFC 2001 Tier 2 Plan ERFC 2001 Tier 1 Plan ERFC Legacy Plan ERFC Financials

Good News! If you are a full-time educational, administrative or support employee, ERFC is your supplemental defined benefit retirement plan. Your ERFC retirement benefit supplements the primary benefits you will earn from the Virginia Retirement System (VRS) and Social Security.

$

 

+

 

$

 

=

 

$

 

ERFC

 

VRS & SSA

 

Your Total Pension

The amount of your benefit is calculated:

Your Salary
3 YEAR AVG
of your highest salary

 

X

Years of Service
Years of Service
Earned
Military
Sick Leave

 

X

Multiplier
Multiplier

For more information please refer to the ERFC Legacy Plan Handbook

Evie_Infantide

Evie Ifantides
K-12 ESOL Technology Specialist

"
I serve as an ERFC ambassador at Willow Oaks because I believe that employees should know about their retirement benefits from their first day as an FCPS employee. I am so grateful that FCPS provides employees with a supplemental pension plan. Being an ambassador allows me to connect with my colleagues, assist them in accessing the ERFC retirement planning resources, help them understand their retirement benefits, and answer their questions. I have enjoyed meeting folks I would not normally have met. I whole-heartedly encourage others to join the team of ERFC ambassadors!
"

When can I retire?

Legacy Unreduced Retirement Age Graphic

UNREDUCED BENEFIT: You can retire at age 55 with 25 or more years of service or at 65 with at least 5 years of service.

Legacy Reduced Retirement Age Graphic

REDUCED BENEFIT: You can retire at age 45 with 25 or more years of service or at 55 with at least 5 years of service.
 

Plan for your retirement

1 year before

Gather documents for you and your survivor.

  • Social Security Cards
  • Passports or Birth Certificates
  • Marriage Certificate

9 months before 

Download and print ERFC's Retirement Checklist to guide you through the process.

6 months
before 

Submit FCPS Notification of Resignation or Retirement HR-2 Form

Use ERFC's Paperwork Video Tutorial to help you complete you retirement package

ERFC Ambassadors

Reach out to the ERFC member volunteers who act as ERFC plan resources for co-workers. Find your local Ambassador or volunteer to become one.

ERFC Legacy Plan Forms and Documents

ERFC Legacy Plan Forms

·         Authorization to Discuss Member Information ERFC31

·         Authorization to Transfer Tax-Sheltered Funds ERFC18

·         Beneficiary Designation ERFC1

·         Beneficiary Designation - Continuation ERFC1A

·         Benefit Payment Options - Legacy Plan ERFC25A

·         Durable Power of Attorney ERFC38

·         Employment Verification ERFC8

·         Military Service Credit Application ERFC6

·         Name / Address Change Form for Inactive Members ERFC29A

·         Notification of Resignation or Retirement HR-2

·         Retirement Checklist for members ERFC41

·         Request for Cost Estimate to Purchase Service Credit ERFC5

 

ERFC Legacy Plan Documents

Other Resources

Retirement Information Videos