ERFC 2001 Tier 1 Plan

Hire Date from 07/01/2001 to 06/30/2017

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ERFC Direct allows you to review your account, request estimates, update your beneficiaries, notify life changes and more.

Good News! If you are a full-time educational, administrative or support employee, ERFC is your supplemental defined benefit retirement plan. Your ERFC retirement benefit supplements the primary benefits you will earn from the Virginia Retirement System (VRS) and Social Security.

$

 

+

 

$

 

=

 

$

 

ERFC

 

VRS & SSA

 

Your Total Pension

The amount of your benefit, generally, is calculated

Your Salary
3 YEAR AVG
of your highest salary

 

X

Years of Service
Years of Service

 

X

Multiplier
Multiplier

For more information please refer to the ERFC 2001 Plan Handbook

Kyle Laspe - Assistant Principal and ERFC Ambassador

Kyle Laspe
Assistant Principal
(Westfield High School)

"
Being knowledgeable about a pension means financial freedom in the future. Part of the reason I chose FCPS in comparison to surrounding districts is the defined benefit plan. The idea that saving and having multiple income paths is important. Between ERFC, VRS and a 403b plan, I feel confident that I will be comfortable when I retire. Understanding that the costs associated with retirement are increasing and being able to have that peace of mind is why I adamantly believe in ERFC and their role to help all employees at the end of our careers and beyond. I hope that all employees learn more about ERFC and retirement in general. Being an ambassador for ERFC helped me not only understand our retirement structure, but I have also helped my colleagues.
"

When can I retire?

2001 Plan Tier-1 Retirement Age Graphic

You can retire at any age with 30 or more years worked. You can retire at Social Security age with at least 5 years worked.
Check the Social Security Benefits by year of birth.

Plan for retirement

5 - 1 years before

Gather documents for you and your survivor.

  • Social Security Cards
  • Passports or Birth Certificates
  • Marriage Certificate

1 year before 

Download and print ERFC's Retirement Checklist to guide you through the process.

9 months
before 

Download, fill and submit FCPS Notification of Resignation or Retirement HR-2 Form

6 months before 

Use ERFC's Paperwork Video Tutorial to help you complete you retirement package

ERFC Ambassadors

Reach out to the ERFC member volunteers who act as ERFC plan resources for co-workers. Find your local Ambassador or volunteer to become one.

ERFC 2001 Plan 1 Forms and Documents

ERFC 2001 Tier 1 Plan Forms

ERFC 2001 Tier 1 Documents

·         ERFC 2001 Plan Document 

·         ERFC 2001 Plan Handbook

·         ERFC 2001 Plan Features and Highlights